{"created":"2023-05-15T15:23:25.602236+00:00","id":10236,"links":{},"metadata":{"_buckets":{"deposit":"68c388b1-3c3f-40bd-b225-188be2c13e9a"},"_deposit":{"created_by":15,"id":"10236","owners":[15],"pid":{"revision_id":0,"type":"depid","value":"10236"},"status":"published"},"_oai":{"id":"oai:sucra.repo.nii.ac.jp:00010236","sets":["92:671:672:682:697"]},"author_link":["17522"],"item_113_biblio_info_9":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2016","bibliographicIssueDateType":"Issued"}}]},"item_113_date_35":{"attribute_name":"作成日","attribute_value_mlt":[{"subitem_date_issued_datetime":"2016-12-05","subitem_date_issued_type":"Created"}]},"item_113_date_granted_20":{"attribute_name":"学位授与年月日","attribute_value_mlt":[{"subitem_dategranted":"2016-03-24"}]},"item_113_degree_grantor_22":{"attribute_name":"学位授与機関","attribute_value_mlt":[{"subitem_degreegrantor":[{"subitem_degreegrantor_name":"埼玉大学"}],"subitem_degreegrantor_identifier":[{"subitem_degreegrantor_identifier_name":"12401","subitem_degreegrantor_identifier_scheme":"kakenhi"}]}]},"item_113_degree_name_21":{"attribute_name":"学位名","attribute_value_mlt":[{"subitem_degreename":"博士(経済学)"}]},"item_113_description_13":{"attribute_name":"形態","attribute_value_mlt":[{"subitem_description":"x, 226p","subitem_description_type":"Other"}]},"item_113_description_24":{"attribute_name":"目次","attribute_value_mlt":[{"subitem_description":"目 次\n図表リスト ..................................................................................................................................................... ⅳ\nはじめに .......................................................................................................................................................... 1\n第１章 消費者信用の概要と消費者信用の盛衰仮説 ..................................................................................... 4\n第1節 消費者信用の定義と取引形態 ...............................................................................................4\n（１）販売信用の契約形態 ..............................................................................................................4\n（２）消費者金融の契約形態 ..........................................................................................................7\n第2節 先行研究 ................................................................................................................................8\n（１）消費者信用に関する先行研究 ...............................................................................................8\n（２）企業の社会的責任に関する先行研究 ................................................................................. 11\n第3節 消費者信用の盛衰要因仮説 ................................................................................................ 17\n第4節 消費者信用の盛衰要因の調査、分析方法 .......................................................................... 20\n第２章 現在の消費者信用市場および各社の概要 ...................................................................................... 23\n第1節 消費者信用市場の概要 ....................................................................................................... 23\n（１）わが国の消費者信用市場の概要 ........................................................................................ 23\n（２）わが国の消費者信用市場の特殊性（アメリカ市場との比較） ......................................... 26\n第2節 主要事業者の概要と2015 年度実績 .................................................................................. 29\n（１）三菱UFJ ニコス（旧日本信販）の概要 ........................................................................... 29\n（２）オリエントコーポレーションの概要 ................................................................................. 32\n（３）ジャックスの概要 .............................................................................................................. 35\n（４）アコムの概要 ...................................................................................................................... 39\n（５）SMBCコンシューマーファイナンス（旧プロミス）の概要 ........................................... 43\n（６）アイフルの概要 .................................................................................................................. 46\n（７）武富士の概要 ...................................................................................................................... 49\n第３章 各時代における消費者信用市場および各社の状況 ....................................................................... 52\n第1節 消費者信用の歴史（消費者信用の始まりから戦前まで） ................................................ 52\n第2節 1950 年代消費者信用黎明期から1973 年（第1次石油ショックまで）の状況 .............. 55\n（１）日本経済の状況 .................................................................................................................. 55\n（２）企業の社会的責任の状況 ................................................................................................... 58\n（３）消費者信用業界を取り巻く環境 ........................................................................................ 59\n（４）販売信用業界（クーポン業界・信販業界）および各社の状況 ......................................... 60\n（５）消費者金融業界および各社の状況 ..................................................................................... 68\n（６）消費者信用市場のまとめ ................................................................................................... 72\n第3節 1974 年から1983 年までの状況 ........................................................................................ 74\n（１）日本経済の状況 .................................................................................................................. 74\n（２）企業の社会的責任の状況 ................................................................................................... 77\n（３）消費者信用業界を取り巻く環境 ........................................................................................ 78\n（４）信販業界および各社の状況 ................................................................................................ 79\n（５）消費者金融業界および各社の状況 ..................................................................................... 91\n（６）消費者信用市場のまとめ ................................................................................................. 111\n第4節 バブル期から2005 年までの状況 .................................................................................... 116\n（１）日本経済の状況 ................................................................................................................ 116\n（２）企業の社会的責任の状況 ................................................................................................. 121\n（３）消費者信用業界を取り巻く環境 ...................................................................................... 122\n（４）信販業界および各社の状況 .............................................................................................. 123\n（５）消費者金融業界および各社の状況 ................................................................................... 135\n（６）消費者信用市場まとめ ..................................................................................................... 156\n第5節 2006 年から現在までの状況 ............................................................................................ 164\n（１）日本経済の状況 ................................................................................................................ 164\n（２）CSR（企業の社会的責任）の状況 .................................................................................. 167\n（３）消費者信用を取り巻く環境 .............................................................................................. 168\n（４）信販業界および各社の状況 .............................................................................................. 168\n（５）消費者金融業界および各社の状況 ................................................................................... 178\n（６）消費者信用市場まとめ ..................................................................................................... 188\n第４章 消費者信用業界の盛衰要因仮説の検証およびまとめ .................................................................. 198\n第1節 消費者信用業界の盛衰要因仮説の検証 ............................................................................ 198\n第2節 ISO26000 による評価 ...................................................................................................... 207\n第3節 本論文の目的のまとめ ...................................................................................................... 213\n第4節 消費者信用の各商品への提言 ........................................................................................... 215\nおわりに ...................................................................................................................................................... 219\n参考文献一覧 ............................................................................................................................................... 221","subitem_description_type":"Other"}]},"item_113_description_25":{"attribute_name":"注記","attribute_value_mlt":[{"subitem_description":"指導教員 : 水村典弘","subitem_description_type":"Other"}]},"item_113_description_33":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"subitem_description":"text","subitem_description_type":"Other"}]},"item_113_description_34":{"attribute_name":"フォーマット","attribute_value_mlt":[{"subitem_description":"application/pdf","subitem_description_type":"Other"}]},"item_113_dissertation_number_19":{"attribute_name":"学位授与番号","attribute_value_mlt":[{"subitem_dissertationnumber":"甲第105号"}]},"item_113_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.24561/00010230","subitem_identifier_reg_type":"JaLC"}]},"item_113_publisher_11":{"attribute_name":"出版者名","attribute_value_mlt":[{"subitem_publisher":"埼玉大学大学院経済科学研究科"}]},"item_113_publisher_12":{"attribute_name":"出版者名（別言語）","attribute_value_mlt":[{"subitem_publisher":"Graduate School of Economic Science, Saitama University"}]},"item_113_record_name_8":{"attribute_name":"書誌","attribute_value_mlt":[{"subitem_record_name":"博士論文（埼玉大学大学院経済科学研究科（博士後期課程））"}]},"item_113_text_31":{"attribute_name":"版","attribute_value_mlt":[{"subitem_text_value":"[出版社版]"}]},"item_113_text_36":{"attribute_name":"アイテムID","attribute_value_mlt":[{"subitem_text_value":"GD0000732"}]},"item_113_text_4":{"attribute_name":"著者 所属","attribute_value_mlt":[{"subitem_text_value":"埼玉大学大学院経済科学研究科（博士後期課程）経済科学専攻"}]},"item_113_text_5":{"attribute_name":"著者 所属（別言語）","attribute_value_mlt":[{"subitem_text_value":"Graduate School of Economic Science, Saitama University"}]},"item_113_version_type_32":{"attribute_name":"著者版フラグ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_970fb48d4fbd8a85","subitem_version_type":"VoR"}]},"item_access_right":{"attribute_name":"アクセス権","attribute_value_mlt":[{"subitem_access_right":"open access","subitem_access_right_uri":"http://purl.org/coar/access_right/c_abf2"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"佐伯, 隆博","creatorNameLang":"ja"},{"creatorName":"サエキ, タカヒロ","creatorNameLang":"ja-Kana"}],"nameIdentifiers":[{}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2018-01-23"}],"displaytype":"detail","filename":"GD0000732.pdf","filesize":[{"value":"4.3 MB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"GD0000732.pdf","objectType":"fulltext","url":"https://sucra.repo.nii.ac.jp/record/10236/files/GD0000732.pdf"},"version_id":"702e2b68-bf15-450b-a501-2cdc5f571620"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"doctoral thesis","resourceuri":"http://purl.org/coar/resource_type/c_db06"}]},"item_title":"消費者信用業界および業界各社の盛衰要因分析 : 社会的責任の視点からの研究","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"消費者信用業界および業界各社の盛衰要因分析 : 社会的責任の視点からの研究","subitem_title_language":"ja"}]},"item_type_id":"113","owner":"15","path":["697"],"pubdate":{"attribute_name":"PubDate","attribute_value":"2016-12-05"},"publish_date":"2016-12-05","publish_status":"0","recid":"10236","relation_version_is_last":true,"title":["消費者信用業界および業界各社の盛衰要因分析 : 社会的責任の視点からの研究"],"weko_creator_id":"15","weko_shared_id":-1},"updated":"2023-06-19T05:52:36.162432+00:00"}