{"created":"2023-05-15T15:27:57.244736+00:00","id":16968,"links":{},"metadata":{"_buckets":{"deposit":"a73fdaae-f6ad-4b20-b017-c08f19748b6b"},"_deposit":{"created_by":3,"id":"16968","owners":[3],"pid":{"revision_id":0,"type":"depid","value":"16968"},"status":"published"},"_oai":{"id":"oai:sucra.repo.nii.ac.jp:00016968","sets":["85:358:391"]},"author_link":["27751"],"item_120_alternative_title_1":{"attribute_name":"タイトル（別言語）","attribute_value_mlt":[{"subitem_alternative_title":"Determinants of the Outstanding Loan Balances and the Loan Profit Margins of Japanese Regional Banks"}]},"item_120_biblio_info_8":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2012","bibliographicIssueDateType":"Issued"},"bibliographicPageEnd":"13","bibliographicPageStart":"1","bibliographicVolumeNumber":"137","bibliographic_titles":[{"bibliographic_title":"社会科学論集"},{"bibliographic_title":"SHAKAIKAGAKU－RONSHU (The Social Science Review)","bibliographic_titleLang":"en"}]}]},"item_120_date_31":{"attribute_name":"作成日","attribute_value_mlt":[{"subitem_date_issued_datetime":"2013-01-24","subitem_date_issued_type":"Created"}]},"item_120_description_19":{"attribute_name":"概要","attribute_value_mlt":[{"subitem_description":"A panel estimation of parameters on the outstanding loan balances and the loan profit margins of Japanese regional bank loans is conducted using micro-level data.\nIn the model that uses outstanding loan balance as a dependent variable, the model under normal market equilibrium is developed. A Chow test is then performed on the developed model using estimates for banks with high capital ratios and those with low capital ratios. The parameters on capital ratios of banks with low capital ratios are positive with statistical significance, indicating that capital damage may result in a credit crunch.\nIn the model that uses loan profit margins as a dependent variable, competition in the regional economy, economic climate and loan structure are included as explanatory variables. Results indicate that intra-prefecture share, personal loan ratio and small and medium sized business loan ratio are significantly positive toward the profit margins, even after the credit cost rate is deducted.","subitem_description_type":"Other"}]},"item_120_description_29":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"subitem_description":"text","subitem_description_type":"Other"}]},"item_120_description_30":{"attribute_name":"フォーマット","attribute_value_mlt":[{"subitem_description":"application/pdf","subitem_description_type":"Other"}]},"item_120_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.24561/00016962","subitem_identifier_reg_type":"JaLC"}]},"item_120_publisher_11":{"attribute_name":"出版者名","attribute_value_mlt":[{"subitem_publisher":"埼玉大学経済学会"}]},"item_120_publisher_12":{"attribute_name":"出版者名（別言語）","attribute_value_mlt":[{"subitem_publisher":"The Economics Society of Saitama University"}]},"item_120_source_id_14":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"05597056","subitem_source_identifier_type":"ISSN"}]},"item_120_text_27":{"attribute_name":"版","attribute_value_mlt":[{"subitem_text_value":"[出版社版]"}]},"item_120_text_3":{"attribute_name":"著者 ローマ字","attribute_value_mlt":[{"subitem_text_value":"TERASAKI, Tomoyoshi"}]},"item_120_text_32":{"attribute_name":"アイテムID","attribute_value_mlt":[{"subitem_text_value":"KY-AN00109186-137-01"}]},"item_120_text_4":{"attribute_name":"著者 所属","attribute_value_mlt":[{"subitem_text_value":"埼玉大学大学院経済科学研究科博士後期課程修了"}]},"item_120_text_9":{"attribute_name":"年月次","attribute_value_mlt":[{"subitem_text_value":"2012-11"}]},"item_120_version_type_28":{"attribute_name":"著者版フラグ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_970fb48d4fbd8a85","subitem_version_type":"VoR"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"寺崎, 友芳"},{"creatorName":"テラサキ, トモヨシ","creatorNameLang":"ja-Kana"}],"nameIdentifiers":[{}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2018-01-24"}],"displaytype":"detail","filename":"KY-AN00109186-137-01.pdf","filesize":[{"value":"1.0 MB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"KY-AN00109186-137-01.pdf","url":"https://sucra.repo.nii.ac.jp/record/16968/files/KY-AN00109186-137-01.pdf"},"version_id":"4c16bc53-2407-4ed5-a915-bbbe3acfd5e9"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"Regional bank","subitem_subject_scheme":"Other"},{"subitem_subject":"Credit crunch","subitem_subject_scheme":"Other"},{"subitem_subject":"Loan profit margin","subitem_subject_scheme":"Other"},{"subitem_subject":"Panel estimation","subitem_subject_scheme":"Other"},{"subitem_subject":"Chow test","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"departmental bulletin paper","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"地域銀行の貸出金残高と貸出金利鞘の決定要因《論文》","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"地域銀行の貸出金残高と貸出金利鞘の決定要因《論文》"}]},"item_type_id":"120","owner":"3","path":["391"],"pubdate":{"attribute_name":"公開日","attribute_value":"2013-01-24"},"publish_date":"2013-01-24","publish_status":"0","recid":"16968","relation_version_is_last":true,"title":["地域銀行の貸出金残高と貸出金利鞘の決定要因《論文》"],"weko_creator_id":"3","weko_shared_id":-1},"updated":"2023-05-15T18:33:50.989046+00:00"}