@article{oai:sucra.repo.nii.ac.jp:00019320,
 author = {杉山, 敏啓},
 journal = {社会科学論集, SHAKAIKAGAKU−RONSHU (The Social Science Review)},
 month = {},
 note = {This paper aims to measure the Z-score of Japanese regional banks and, subsequently, to confirm the effect of competition on the Z-score. Measured Z-scores of Japanese regional banks did not indicate an increase in the probability of bank failure. The empirical analysis studied how changes in the degree of competition affect bank soundness. The effect of the PCM （Lerner index or markup） on the Z-score was not a simple positive linear relation, but a non-linear relation, as previous studies have described. The change to an oligopoly, as seen in the HHI, suggests a negative relation to bank soundness. Thus, regional bank mergers and changes in financial competition are considered to have both positive and negative effects on bank soundness., 正誤表(1p)あり, text, application/pdf},
 pages = {15--37},
 title = {地域銀行のZ スコアに見る経営安定性の分析《論文》},
 volume = {162},
 year = {2020},
 yomi = {スギヤマ, トシヒロ}
}